Treasury Auctions, Muni Auctions, and CD Rates
Treasury Auctions, Muni Auctions, and CD Rates
It is easy to construct a date-certain ladder of individual securities that generates a safe and attractive income stream. Below you will find everything you need.
U.S. Treasury has the following schedule of upcoming auctions. Investors can purchase treasuries at no cost using the TreasuryDirect.gov website or at most major brokerages including Vanguard, Fidelity, and Schwab.
BILLS
BONDS
Treasury Inflation-Protected Securities (TIPS)
MONEY MARKET & CD RATES
Below are some of the most attractive money market yields and CD rates available nationwide, sorted by maturities from three months to five years. You can click here to check if a bank is FDIC-insured. In addition, you can click on the institution name in the list below to go directly to the bank’s website for more information regarding CD purchase minimums, etc. We always recommend individual CD purchases be limited to within the $250,000 FDIC insurance limit.
Money Market Funds:
Vanguard Municipal Money Market Fund 3.17% (tax-exempt)
CDs
3-months:
TotalDirectBank 5.51%
Shoreham Bank 5.50%
Popular Direct 5.30%
6-months:
TotalDirectBank 5.51%
My eBanc 5.49%
Flagstar Bank 5.50% (7-months)
12-months:
My eBanc 5.41%
NexBank 5.40%
TotalDirectBank 5.35%
18-months:
Lending Club 5.00%
Limelight Bank 5.00%
My eBanc 5.00%
2-years:
Crescent Bank 5.00%
My eBanc 4.85%
NexBank 4.80%
3-years:
DollarSavingsDirect 5.00%
BMO Alto 4.60%
4-years:
BMO Alto 4.70%
First Internet Bank 4.45%
5-years:
BMO Alto 4.80%
First Internet Bank 4.50%
MUNICIPAL BOND AUCTIONS
Below is a list of the largest upcoming municipal bond offerings nationwide:
Source: EMMA
In case you missed it, here is our May 2024 Model Portfolio Update.